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Medicaid: What You Need To Know

Many people require Medicaid to pay for their medical, health care and long-term care. The program can seem so complex that you likely have many questions. At Eyer Stone, LTD, in Bucyrus, we can sit down with you to answer these questions. From determining eligibility to preserving assets, our team of attorneys has seen it all. This page will answer some of the questions that our clients frequently ask us about Medicaid coverage.

What is Medicaid?

Medicaid is a public program that helps qualifying senior citizens pay certain medical and health care costs. It can also pay for nursing home care and other forms of long-term care.

Who is eligible for Medicaid?

In Ohio, you must meet the following criteria to receive Medicaid.

  • A U.S. permanent who resides in Ohio
  • Age 65 or older, pregnant, blind, responsible for a juvenile, have a disability
  • An annual income of up to $17,131 for a one-person household or $23,169 for a two-person household

If you meet all three of these factors, you have the right to apply for Medicaid.

If my income is too high to qualify, what can I do?

There are certain techniques you can use to make sure that your income is at the threshold of Medicaid eligibility. For instance, gifting certain assets to your children or other loved ones. However, you must carefully plan how to do this within the Medicaid look-back period.

What is the Medicaid look-back period?

The Medicaid look-back period is a time limit in which a senior may transfer or liquidate assets to reduce their income and qualify for Medicaid. The period is meant to prevent fraud by ensuring that people who have an income higher than the eligibility limit do not get rid of their assets solely so they can receive Medicaid. Ohio’s look-back period is five years.

This does not mean that you can’t give away your assets. With strategic planning, you can transfer or sell your assets before the look-back period so you can qualify when it is over.

What if my application is denied?

Do not give up hope. Millions of people who are entitled to Medicaid receive denials at first. You have the right to file an appeal. We have helped countless clients successfully appeal denials to receive the benefits they need.

Learn More About Medicaid From A Lawyer

This is a very broad, general overview of Ohio’s Medicaid pro. We can answer your specific questions and explain your personal options when you speak with our Medicaid attorney. You can call us at 419-561-9840 or send us an email to set up an initial consultation with one of our team members.